Families and employer groups can now secure lower, monthly health insurance premiums and reduce their overall, medical expenses substantially because their HMA^® medical savings account will have such a large portion of their deductibles and out-of-pocket, medical costs covered.

The HMA^® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. This is because the HMA^® awards its owners up to $2 in medical benefits or more for every $1 contributed into their HMA^® account balance as the program progresses, which will allow our customers to raise their health insurance deductibles and lower their monthly premiums over time because their HMA^® Medical Benefits Account is designed to cover their out-of-pocket, medical cost obligations up to the higher deductibles.